Mortgages

Find and secure the right mortgage for you

Sombrilla can recommend you to the independent mortgage advisers at Contractor Financials who have a proven track record in finding and securing competitive and suitable mortgages for our clients.

Their experience of dealing with major lenders and in-depth knowledge of the market has enabled them to build strong relationships with decision makers, ensuring that your mortgage is processed quickly and with minimum fuss. 

As a contractor, it can be tough to secure a mortgage because many of the High Street lenders simply don’t understand your unique working status. Sombrilla understand that too many times contractors have missed out on their perfect property because the mortgage lender realises that you will only be working with your client for a short period of time. 

Contractor Financials also help you avoid the expense of self certification mortgages thanks to the income criteria that they have negotiated with lenders. This enables you to borrow based on an annualised multiple of your contract rate alone. 

Getting you into your new home quickly

Thanks to their experience in the field, Contractor Financials have been able to secure special terms for our clients that allow you to gain mortgages with little deposit and their selective lender criteria mean that the whole process is much quicker with most mortgages agreed within days of your first contract. 

Unlike many brokers, Contractor Financials will not charge a fee for their services as they recover the costs from the mortgage introducers fees. However, as part of the new FSA regulation you will have the option to pay 0.6% of the loan instead and they will refund the commission.

What next?

Contact Contractor Financials on 0845 062 8888 (remembering to quote Sombrilla) and one of their independent mortgage specialists will discuss your needs, or email sombrilla@contractorfinancials.com

You will then be emailed recommendations which can be discussed in more detail. You will be assigned a contact within the company to handle your case personally and ensure that your application runs smoothly.

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Financial advice is given by Contractor Financials, which is a trading name of Contractor Financials Ltd and is regulated and authorised by the Financial Services Authority.